GROUP COMPANIES refers collectively to ICICI BANK and all companies affiliated to ICICI Bank in which ICICI Bank has majority equity stake or management control and other affiliated companies that would be participating in Phone Banking Service.
RURAL LOAN ACCOUNT refers to any of the following types of accounts- Agri-Working Capital Loan Account and/or Retail Warehouse Receipt Loan Account and/or Facility against Gold Ornaments Account and/or Farmer Loan Account and/or Farm Equipment Loan Account and/or Rural and Small Home Loan Account.ĪTM means any Automated Teller Machine whether in India or overseas, whether of ICICI Bank or a specified Shared Network, at which, amongst other things, the USER can use his/her ATM/Debit Card and / or Credit Card to access his funds in his/her Account held with ICICI Bank.ĪTM/Debit Card refers to the ICICI Bank Debit cum ATM Card issued to the USER.ĪTM PIN means the Personal Identification Number allocated to the USER by ICICI Bank or chosen by the USER/ICICI Bank from time to time, in relation to the ATM / Debit Card and / or Credit Card.īANK ACCOUNT refers to the USER'S account with ICICI BANK.Ĭredit Card means ICICI Bank Credit Card issued to the USER. One of these Accounts will be designated as the Primary Account and all other accounts (if any) of the USER referred to as Secondary Account(s). Definitions: In this document the following words and phrases have the meanings set opposite them unless the context indicates otherwise:ĪCCOUNT (S) refers to the USER's Bank Account and/ or Credit Card Account and/ or Home Loan Account and/ or Automobile Loan Account and/ or Consumer Durable Loan Account, Agri-Working Capital Loan Account and/or Retail Warehouse Receipt Loan Account and/or Facility against Gold Ornaments Account and/or Farmer Loan Account and/or Farm Equipment Loan Account and/or Rural and Small Home Loan Account and/ or any other type of account (each an "Account" and collectively "Accounts", so maintained with any GROUP COMPANY which are eligible Account(s) for operations through the use of PHONE BANKING CENTER. TERMS AND CONDITIONS GOVERNING THE USE OF ICICI BANK’s PHONE BANKING For Individuals / Sole Proprietorshipsġ.
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